Savings Account Information
When it comes to saving money, Security National knows how to help and gives you the choice of many attractive savings plans. All your bank deposits are insured up to $100,000 by the FDIC.
Regular Statement Savings Account
One of our most popular savings programs -- the Regular Statement Savings account -- allows you to earn interest on your funds while maintaining the flexibility of withdrawing funds periodically without penalty.
- Minimum opening deposit of $50 is required.
- No maintenance fee with a minimum daily balance of $200. Should your balance fall below $200 an any day of the month, there will be a $2.00 monthly maintenance fee**
- Up to two withdrawals allowed per month. Three or more are $1.00 each. Non-SNB ATM transactions are not counted in the 2 transaction limit. (Listed on statement as Total Fees For Service-Chargeable Debits.)
**Minors are exempt from the $2.00 monthly maintenance fee.
Serious On Savings (SOS) Account [BACK TO TOP]
Make monthly transfers of $25 or more from an SNB checking account into an SOS account and earn a higher rate of interest than with our Regular Statement Savings account. There will be a $3 maintenance fee each month that the minimum monthly transfer is not made.
- Minimum opening deposit -- $1.00
- One withdrawal per month is allowed -- $5.00 for each additional withdrawal. (Listed on statement as Total Fees for Service-Chargeable Debits)
- Withdrawals completed on ATMs will be charge $5.00, plus tax (listed on statement as Transaction Fees)
Money Market Gold Account [BACK TO TOP]
Maintain a $2,500 minimum daily balance and earn disclosed annual percentage yield.
- $2,500 minimum opening deposit.
- If your average daily balance* falls below $2,500 during the month, the monthly maintenance fee is $7.00. Your funds will also earn the current APY being paid on Security National's Regular account for those days your balance is below $2,500.
- There is a $1.00 fee for all transactions exceeding 6 per month. Non-SNB ATM transactions are not counted in the 6 transaction limit. (Listed on statement as Total Fees for Service-Chargeable Debits.)
ATM privileges -- no charge for transactions completed on SNB ATMs. Transaction fee of $1.00 on each transaction not completed on an SNB Security 24 or Cash Center machine.
- On all savings accounts, depositors are limited to six transfers and withdrawals (per statement cycle) to another account or to a third party by means of pre-authorized, automatic, or telephonic transfer.
- VISA debit and POS transactions are not permissible on these accounts.
- We may at any time refuse to accept or limit additional deposits to the account.
*The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period
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