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This information was last updated: 11/17/08
Deposits
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(FDIC Insured)
(A.P.Y. = Annual Percentage Yield)
Checking/Savings
(Rates may vary-fees could reduce earnings)
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Term |
Note |
Rate |
A.P.Y. |
| | Checking with Interest | | 0.05 | 0.05 | | | Premiere Checking | | 0.25 | 0.25 | | | Regular Savings | | 0.10 | 0.10 | | | S.O.S. | (under $500) | 0.15 | 0.15 | | | S.O.S. | (over $500) | 0.30 | 0.30 | | | MMGA Savings | ($40,000 - $99,999) | 1.00 | 1.00 | | | MMGA Savings | ($2,500 - $39,999) | 0.75 | 0.75 | | | MMGA Savings | ($2,499 & below) | 0.50 | 0.50 | | | MMGA Commercial | ($10,000 min) | Changes Daily | Changes Daily | | | Health Savings Account | (under $2,500) | 1.49 | 1.50 | | | Health Savings Account | ($2,500 - $9,999) | 1.98 | 2.00 | | | Health Savings Account | ($10,000 & up) | 2.47 | 2.50 |
Certificates of Deposit
(Penalty for early withdrawal)
(Minimum Balance $1,000)
*CD Plus Rate available to new or existing checking customers
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CD |
CD PLUS |
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Term |
Rate |
A.P.Y. |
Rate |
A.P.Y. |
| | 91 Day | 0.60 | 0.60 | 1.00 | 1.00 | | | 182 Day | 1.19 | 1.19 | 1.59 | 1.60 | | | 8 Month | 1.35 | 1.35 | 1.75 | 1.75 | | | 10 Month | 1.60 | 1.60 | 2.00 | 2.00 | | | 1 year | 1.59 | 1.60 | 1.99 | 2.00 | | | 14 Month | 2.58 | 2.60 | 2.98 | 3.00 | | | 18 Month | 1.59 | 1.60 | 1.99 | 2.00 | | | 24 Month | 2.58 | 2.60 | 2.98 | 3.00 | | | 30 Month | 2.48 | 2.50 | 2.98 | 3.00 | | | 4 Year | 2.48 | 2.50 | 2.98 | 3.00 | | | 5 Year | 3.46 | 3.49 | 3.96 | 4.00 |
Individual Retirement Accounts
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Term |
Note |
Rate |
A.P.Y. |
| | Variable Rate | (Rates may change after account is opened) | 2.98 | 3.00 | | | Fixed Rate | (Effective through calendar quarter) | | |
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Investments
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U.S. Treasury Bills
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Term |
Rate |
| | 30 Day | 0.05 | | | 60 Day | 0.12 | | | 90 Day | 0.17 | | | 180 Day | 0.89 |
U.S. Treasury Notes
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Term |
Rate |
| | 2 Year | 1.21 | | | 5 Year | 2.32 | | | 10 Year | 3.70 |
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Loans
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A.P.R. |
| | Automobile, RVs & Boats: Fixed/Direct Debit | 6.99 |
| | Home Equity Line (Variable Rate) | 5.24 |
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Contact a Personal Banker for specific terms and conditions |
Eligibility for preferred rates is determined by many factors including credit rating, how often you have sought credit, how much and what other types of credit you have available, and how it has been used. We will also consider income level and banking relationships. No single factor will dictate the rate, but rather all the factors together will determine whether you will qualify for the preferred rate.
Mortgage Loan
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Note |
A.P.R. |
| | Home Improvement and Second Mortgage | 6.99 |
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For rate information on FHA/VA and Conventional Fixed Rate financing,
please call the Mortgage Loan Center - 277-6785
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Contact Information
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Annuities/Mutual Funds
Consumer Investments
| | Jim Forey - 277-6798 | | | Elaine Sanders - 277-6652 | | | Tim Van Peursem - 605-232-6075 | | | Lance Heimsoth - 277-6742 |
Personal Banking
| | Jeremy Craighead - 277-6553 | | | Vicki Thomas - 277-6505 | | | Laura Pratt - 277-6651 | | | Janelle Noreen - 605-232-6063 |
Real Estate
| | Julie Schmidt - 277-6671 | | | Tracy Lambertsen - 277-6575 |
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