Help your dreams come true with a student loan from Security National Bank!

If you or someone you know is looking for ways to pay for post secondary educational expenses, we offer a variety of student loans designed to meet your specific needs. We offer Federal Stafford, Federal PLUS, Partnership, Parent Partnership and Home Equity Loans. We're here to help you decide which student loan fits your needs! Stop by any Security National Bank location and pick-up an application or talk to one of our Personal Bankers today at (712) 277-6500. You can also email us at snb@snbonline.com.


Federal Stafford Loan
Security National Bank can help you with a subsidized or unsubsidized Federal Stafford Loan if you are attending a Federal Family Education Loan College (FFELP) in Iowa or anywhere in the country. Our Federal Stafford Loans offer a zero percent origination fee and a 2.5% interest rate reduction after 48 on-time payments.

Federal Stafford Loans are government guaranteed student loans with a variable interest rate that changes annually on July 1. The type and amount of loan that you may qualify for will be determined by the college or university that you attend.

You must submit the Free Application for Federal Student Aid (FAFSA) and receive an award letter from your college or university before you can apply for either of these loans. If you have not already completed the FAFSA you can do so online at www.fafsa.edu.gov.


Partnership Loan
The Partnership Loan Program (PLP) is a private loan for students that offers a fixed or variable interest rate, with a co-signer and no co-signer options. The loans are need based and credit based. The school must certify the need for the loan and the student or an eligible co-signer must meet the underwriting criteria. PLP can be used to make up the difference between the cost of education and other financial aid. Partnership Loans can be used at eligible FFELP and Direct Loan colleges, as they are not part of the federal student loan program. The loans are disbursed and serviced by ISLLC.


The Federal PLUS Loan
Federal PLUS loans are available to parents with dependent undergraduate students and are not need-based Loan eligibility is determined by the college and passing a credit test. Security National Bank can help you with a Federal PLUS Loan if your student is attending a FFELP college in Iowa or anywhere in the country. Our PLUS Loans offer the first 6 months’ interest free.


Parent Partnership Loan
The Parent Partnership Loan Program (P-PLP) is a private loan for parents which offers competitive interest rates. The loans are need based and credit based. The school must certify the need for the loan and the parent must meet underwriting credit criteria. Parents can borrow cost of education minus other financial aid. Parent Partnership Loans can be used at eligible FFELP and Direct Loan colleges, as they are not part of the federal student loan program. The loans are disbursed and serviced by ISL.

We have a free brochure entitled Planning and Funding YOUR College Education. This brochure describes the process for applying for financial aid, the types of financial aid available and, the ways in which we can assist you with the financing that you’ll need to help pay for college. Call or stop in today for a FREE brochure, information or a loan application.


Private Loans
After pursuing the many avenues of financial aid, you may still find out that you will need additional funds to make your post-secondary education a reality. Private loans come in from a number of different ways. Talk to your Security National Bank lender to find out which loan may benefit you.